A successful investment and financial planning strategy requires anticipation of both expected and unexpected events. Cash buffer in a portfolio is essential to ensure a certain level of liquidity to avail of market opportunities and to meet your personal cashflow requirements (e.g. early retirement, health, education, vacations, special events, etc.)

In addition to the funds set aside for your personal needs during the financial planning exercise, our asset managers maintain a certain level of liquidity within the portfolio as per our investment strategy. Our global expertise in rates, credit and risk management combined with the analysis of current macroeconomic situation drives our strategic decision making for the cash buffer.

Cash buffer improves portfolio performance through:

Seizing opportunities in times of market volatilities

Short-term liquidity placements

Portfolio rebalancing depending on market conditions.